I learned of one clever cost-saving budget/sustainability strategy today and want to share. If I have this correctly understood, your nonprofit does not HAVE to buy your unemployment insurance from the State in which you are located. You can instead effectively "self-insure" as a member of 501(c) Services. They, at a lower rate, offer you an insurance plan that provides for the contingency should you have to pay (and the defense to reduce the likelihood you will). I understand for nonprofits with annual budgets of $5 million or more the savings could be huge but for those with smaller budgets, you can still reduce your costs.
You can check-out what I am saying by going to www.501c.com. I talked with the Director of Communications, Mac Smith (msmith@501c.com) but I am sure their website will be equally informative.